| 1. | As for the commercial banks , credit derivatives are the appropriate new products to meet this need , which are new tools for managing credit risk , mainly including credit default swap , total returns swap , credit linked notes and credit default option etc . this paper is written to introduce this new instrument to china , discuss the environment and conditions in china for the development of credit derivatives , and provide suggestions for it 对商业银行来说,信用衍生产品正是为了满足商业银行的这种需要应运而生的,是一种新的管理信用风险的工具。目前,我国商业银行面临的最大的风险莫过于信用风险。并且,根据我国加入世贸的承诺,我国金融业将于2006年12月11日向外资金融机构全面放开,届时,外资银行将和中资银行站在同一个起跑线上展开竞争。 |